How to Tell If Your Home Needs an Electrical Panel Upgrade
Is Your Home’s Electrical Panel Keeping Up with Modern Demands?
If your home in San Diego or North County San Diego still relies on an outdated electrical panel, you may be facing more than just an inconvenience—you could be risking your home, your safety, and your homeowner’s insurance.
Your electrical panel is the heart of your home’s power system, but if it’s outdated, it can cause safety risks, inefficiencies, and limitations—especially when adding EV chargers, home offices, or modern appliances.

Why Outdated Electrical Panels Are a Safety Concern
Many older homes in North County San Diego still use electrical panels installed 30–50 years ago. Some of the most problematic include:
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Federal Pacific Electric (FPE) panels
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Zinsco panels
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Pushmatic panels
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Challenger panels
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Fuse boxes
These panels have been linked to electrical fires, breaker malfunctions, and overheating. Modern homes require electrical panels that can handle today’s appliance loads and safety standards.
👉 Tip: If your panel has the brand name Federal Pacific or Zinsco, it’s time to schedule a licensed inspection.
How to Check If Your Electrical Panel Is Outdated
Not sure what kind of panel you have? Open the panel door and check for these brand names:
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Federal Pacific (FPE)
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Zinsco
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Pushmatic
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Sylvania (especially GTE models)
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Challenger
If you’re unsure or don’t see any clear labels, it’s best to schedule an inspection with a local licensed electrician.
Signs You Need an Electrical Panel Upgrade
Frequent Breaker Trips: If your breakers trip regularly, your panel may be overloaded.
Flickering or Dimming Lights: A sign of power strain or faulty wiring.
Outdated Fuse Box: Older panels don’t meet modern electrical safety standards.
New High-Powered Appliances or EV Charger: Your panel needs more capacity for advanced home upgrades.
Not sure if your panel is outdated? Schedule a Free Electrical Panel Inspection.
How It Affects Your Home Insurance in California
In fire-prone areas like San Diego County, insurance companies are tightening requirements. Having an outdated or unsafe electrical panel can result in:
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Higher premiums
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Dropped coverage
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Denied claims after an incident
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Disqualification from FAIR Plan insurance extensions
According to CAL FIRE, some wildfires have been traced back to residential electrical faults—proving that prevention is critical for both personal and community safety.

Why Upgrading Your Electrical Panel is a Smart Investment
Enhanced Safety: Reduces fire risks caused by overloaded circuits.
More Power for Smart Homes: Supports EV chargers, solar panels, and home automation.
Increases Home Value: Buyers prefer homes with modern electrical systems.
Want to learn about energy-efficient electrical upgrades? Check out our guide on home energy savings.
Why San Diego Homeowners Should Never DIY Panel Upgrades
Upgrading an electrical panel is not a DIY project. It requires:
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A licensed electrician with knowledge of California codes
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Proper permitting and inspections
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Coordination with SDG&E or your utility provider
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Deep understanding of load calculations and grounding
Doing it yourself could result in serious injury, voided insurance, or even fire liability.
Protect Your San Diego Home With a Modern Electrical Panel
At Kent Electrical Services, we specialize in electrical panel upgrades in San Diego and North County San Diego. Whether you’re dealing with an outdated fuse box or a high-risk panel brand, our team provides:
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Professional panel inspections
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Code-compliant upgrades
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Insurance-ready documentation
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Fast service from local licensed electricians
✅ Ready to Upgrade Your Electrical Panel?
Don’t wait until it’s too late. An outdated panel can cost you your home—and your peace of mind.
Request a free panel inspection Serving: San Diego, Carlsbad, Vista, Encinitas, Escondido, San Marcos, and surrounding areas.